Supporting employers in implementing Employees’ Capital Plans

We offer end-to-end support for employers at every stage of implementing Employee Capital Plans. This legally mandated process involves numerous administrative and formal obligations; doing it correctly is crucial to ensure compliance and to protect the interests of both the company and its employees.

Our support includes, in particular:

• Drafting and rolling out internal regulations that precisely set out how PPK will operate in your organisation. We help prepare an implementation timetable, set a budget, and deliver training for HR, payroll/accounting and management. We also represent the employer in talks with social partners (trade unions and works councils). We support companies with PPK opt-outs and statutory entity exemptions.

• Selecting the financial institution to manage PPK assets: we analyse available offers, propose evaluation criteria, support negotiations, and review agreements to ensure legal compliance and protection of the employer’s interests.

• Data protection (GDPR) — we ensure employee data transfers to financial institutions comply with applicable regulations. We draft procedures and privacy notices, safeguarding data processing in the PPK context.

• Preparing for inspections by the National Labour Inspectorate and other supervisory bodies: we audit implemented procedures, verify compliance with statutory duties, and prepare the necessary documentation for potential inspections.

• Ongoing legal and administrative support for PPK — we advise on statutory obligations, represent employers in cases involving allegations of encouraging employees to opt out of PPK, and support negotiations with trade unions. We also run employee training on how the scheme works and its impact on pay, helping to prevent misunderstandings and disputes.

With our experience and comprehensive approach, employers can be confident that all formalities will be handled in line with the law and that the entire process will run smoothly and transparently for employees.